Installment Loans – ExtraLend.com – The installment loan is a medium-term loan with a fixed interest rate that is paid in equal monthly payments and is generally limited to 24 months. Loan offers and eligibility depend on the individual credit profile. Our lenders can help clients obtain up to $ 3,000 depending on a particular lender, status, and financial situation. Installment loans are affordable alternatives to payday loans, but at the same time, installment loan lenders have higher ratings. Apply For Online Installment Loans With ExtraLend – Go To Website
How Does ExtraLend (Online Installment Loans) Works?
Complete our simple form: it takes minutes to complete our online form, it is protected by first-rate security software and is completely free for you. No obligation or hidden fees
Connect with a Lender – You will connect with one of our lenders and receive your loan decision quickly. Even users with imperfect credit can be offered a loan. Quick access to cash
Money is deposited directly: electronically sign the documents to accept your loan offer. Your money can be transferred as soon as the next business day. And there is no penalty if you refuse. Get your money!
Extralend.com is a lender connection service. Its primary goal is to connect consumers like you to short-term, online personal loan lenders whenever small dollar financial needs arise. We can successfully connect users of our service with lenders willing to provide the necessary funds. Apply For Online Installment Loans With Extra Lend – Go To Website
Online Installment Loans – ExtraLend.com Loan Qualifications
Qualifying for a short term and a small dollar online personal loan is simpler and easier than qualifying for other forms of consumer credit. Here are the basic ratings associated with these loans:
• Must be 18 years of age or older;
• You must legally live in the United States;
• You must have a stable source of income;
• You must have a bank account that is not currently overdrawn;
• You must have a valid email address and phone number;
• You must meet the minimum income requirements.
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Our secure online form is fast and free
Completing the online form at Extralend.com only takes about two minutes. It is safe with top-notch security software and free for all users. We only ask for the information we need to connect you with a lender in our network. After submitting this information, it is forwarded to our accredited lenders who can provide you with up to $ 1,000 in short-term loans and $ 5,000 in personal loans online in as little as one business day.
Review offers without obligation
Within minutes after we have processed your information, you may connect with one of our lenders and be able to obtain an offer that meets your requirements and your details. You are never required to accept any offer. So if the offer you receive doesn’t suit you, you can simply reject it and it will cost you nothing.
Get your money with Installment Loans – ExtraLend.com
After obtaining the offer that meets your financial needs, you will review the details of your loan agreement. Then your lender will ask you to provide your electronic signature on this agreement to close the contract. Once this step is complete, your lender will deposit the loan amount into your account, generally the next business day.
Paying off your short-term loan
A short-term loan is paid in one single payment. Some of our lenders can make the loan repayment process incredibly simple. If you opted for a direct withdrawal option when closing your loan contract, you can have the refund made electronically. In most cases, all you will have to do to repay your loan is make sure that the repayment amount, the loan amount, plus applicable fees and interest, is available for withdrawal on the scheduled date. This way, you don’t have to send any checks or money orders or visit a retail store. This paperless process also helps reduce the probability of late payments and can even save you money.
Pay your personal loan online
An online personal loan is repaid in monthly installments according to your payment schedule. It usually takes 6-24 months to pay off a personal loan online. You can set up an automatic refund that will allow your lender to withdraw the required amount each month and avoid late or late payments.
Your credit history is generally not a critical problem
Despite the fact that lenders partnering with Extralend.com do credit checks if necessary, people with imperfect or no credit can qualify for loans anyway. Lenders in our network can also perform alternative credit checks with companies like TeleTrack or DP. These checks help ensure that you are not currently bankrupt and that you have no outstanding loans with other lenders. These checks generally do not affect your credit score.
Obtaining the benefits of short-term personal loans and online
To get the benefits associated with short term and online personal loans, it is important that you repay your loan on time. This will help you avoid potentially high late fees and build better business relationships with your lender. You should always make sure you have the funds available to pay off your loan or make scheduled payments on time before submitting your information or electronically signing any loan agreement. You should contact your lender immediately to discuss the available options if you are unable to repay your loan or make a scheduled payment on time.
How can we help (Installment Loans – ExtraLend.com)
We are always available to answer your questions about this website, our services, short-term personal loans and online in general. We strive to provide you with excellent customer service and we will respond to your inquiries as soon as possible. If you are having trouble with a particular loan agreement with one of our lenders, please contact that lender directly, as we are not authorized to have details about any loan agreement you have entered into. Apply For Online Installment Loans With Extra Lend – Go To Website
More About ExtraLend – Online Installment Loans:
Extralend.com works to connect consumers like you with lenders across the country who are ready to provide short-term loans of up to $ 1,000 and online personal loans of up to $ 5,000 quickly, easily and securely. We have created a network of reputable lenders so that you have more options available and can select the right offers for your needs.
When you provide your basic information and the amount of money you want to borrow, we forward this information through our network so that you can receive a suitable loan offer from one of our lenders.
While our lenders may need to perform a credit check to verify your credibility, in most cases they may not consider your credit history as the primary factor in making a decision on your financing application. Plus, you won’t have to wait in long lines or fill up mountains of paperwork to access financing options.
You will contact your lender directly and receive the details of the loan offer that meets your needs. When you review the terms, you can make your final decision and sign an electronic loan agreement to close the deal. Apply For Online Installment Loans With Extra Lend – Go To Website
You are never required to accept an offer from any lender, and you are always free to submit your loan application through Extralend.com. You will not be penalized if you decline an offer, and until you have provided your electronic signature on the loan agreement, you are not bound by any obligation.
However, if you choose to accept an offer, you will be asked to provide this electronic signature before your funds can be deposited into your bank account, usually the next business day. We work hard to ensure you always have access to financial options and receive the money you need when you need it.
Here at Extralend.com we believe that our excellent customer service and quick and easy search and application process will help you get a great loan experience. Apply For Online Installment Loans With Extra Lend – Go To Website
Online Installment Loans – ExtraLend: Frequently Asked Questions
If you have any questions about the online loan industry and the processes for obtaining a short-term loan or an online personal loan, you can find the answer to your question here. This is a list of the questions that Extralend.com asks most frequently about the process of obtaining loans and the industry in general.
If you can’t find the answer to your question here for any reason, you can contact us through any of the methods listed on our Contact Us page. Please note that we do not have access to information about specific loans or offers, so these questions should be directed to your lender individually. We are working hard to answer any questions within 48 hours.
What are short-term loans?
Short-term loans are generally small amounts of cash (between $ 100 and $ 1,000) that are made available to consumers in the event of financial emergencies. This cash is generally available to consumers on the business day following their request, if positive.
What are online personal loans?
Online personal loans are medium-term loans that are paid in monthly installments in most cases. The terms of the online personal loans provided by our lenders are generally limited to 24 months. The lenders you can connect with through this website limit the amount of online loans to $ 5,000.
What is an installment loan?
According to Investopedia : An “installment loan” is a broad and general term that refers to the overwhelming majority of personal and business loans made to borrowers. Installment loans include any loan that is repaid with regularly scheduled payments or installments. Each installment debt payment includes repayment of a portion of the borrowed loan amount and also interest payment on the debt.
The main variables that determine the amount of each regularly scheduled loan payment include the loan amount, the interest rate charged to the borrower, and the duration or term of the loan.
What are the qualifications?
You can get a personal loan online even if banks and credit card companies rejected it in the past. We can successfully connect users who provide their information through our online form and request that they connect with one of our lenders. The general qualification requirements are as follows:
• Must be at least 18 years of age, have a regular source of income, and live in the United States. Those who receive benefits also qualify;
• You must have a working phone number and email address, and you must have a bank account in your name;
• Must be employed for at least 90 consecutive days with the same employer or receive benefits (ie have a regular source of income) and meet the minimum income guidelines. Apply For Online Installment Loans With Extra Lend – Go To Website
What is the maximum amount for an Online Installment Loan With ExtraLend?
The total amount of money you will be allowed to borrow depends on several factors including the terms provided by lenders, the state in which you live, and your unique financial situation. The maximum short-term loan amount is limited to $ 1,000. The maximum amount of the online personal loan is limited to $ 5,000.
How will I get my money?
In most cases, your lender will deposit the funds into your bank account on the business day following the positive outcome of your loan application and the receipt of your electronically signed loan agreement.
What if I have bad credit?
Lenders in our network may need to complete a credit check as part of the qualification process. In many cases, your bad credit or your lack of it will not be the main factor influencing the final decision on your loan application. As long as you can meet the basic guidelines, there is a good chance that you will get a short term loan or a personal loan online.
How long will it take?
From start to finish, the entire process can take as little as a business day. First, you will complete our short two-minute online form. Once you have submitted it, it will be sent through our network of lenders offering short-term and online personal loans. You will then be connected to a lender in our network who can offer you a loan based on your requirements. Soon after, the loan details will be sent to you for review so you can make your final offer decision. If you choose to provide your electronic signature, your lender can deposit the funds into your bank account as early as the next business day in most cases.
Do I need to fax information to ExtraLend?
If this is the first time that a particular lender is offering you a short-term loan or personal loan online, you may be asked to fax some information for verification, such as your bank statements or receipts for salary. If this is the case and you don’t have a fax machine, you can visit your local public library or UPS store. This information will be faxed to you for a small fee per page.
How much Cost Of Installment Loans – ExtraLend.com?
The connection service provided by the website is always free. You can complete the online form on the website as many times as you need. You can also end the registration on the site at any time before completing the form and submitting it for processing.
The lender ultimately determines the overhead costs associated with obtaining a short-term loan or an online personal loan in accordance with your state of life regulations. We will never charge you for the service provided by Extralend.com.
Please take the time to review the loan offer you receive very carefully to learn about the rates and fees associated with your loan, as well as the late fees or interest that may be charged if you do not pay your loan on time. Lenders must provide this information in detail.
The annual percentage rates associated with short-term loans are higher than those associated with other forms of credit. Since these loans must be repaid quickly, they are highly competitive with the rates associated with other forms of credit, overdraft fees, and bad checks as long as they are paid on time.
The annual percentage rates associated with online personal loans may be lower than those associated with short-term loans. However, online personal loans are paid for a longer period of time and may incur additional fees, for example, origination and documentation fees. Apply For Online Installment Loans With Extra Lend – Go To Website
Can I have more than one Installment Loan Online at the same time?
If your state regulations allow, you may have more than one short-term or online personal loan outstanding at any given time. However, when you apply for a consecutive loan, you must disclose information about all other loans when you apply. Y
our lender may also do a credit check to get all the information about other loans you may have. You should check your loan agreement for more details or contact your lender directly for more information.
How and when will my Online Installment Loans be paid?
The terms for repaying your loan will be listed in your loan agreement. The terms for short-term loans vary depending on your lender and your individual situation. To keep things simple for you, if you go for a direct withdrawal option while closing the loan deal, your lender will simply withdraw your loan amount plus applicable fees and interest from your bank account on the repayment date.
You won’t have to visit a store or send a check or money order. This paperless process also helps deny the possibility that your payment will be received late. If you need an extension, you should contact your lender. Please note that your loan extensions will be associated with additional fees, charges, and possible penalties.
How and when will my Installment Loan be paid online?
Online personal loans are paid in a series of equal monthly installments. The loan term and repayment schedule depend on a particular loan agreement that you close with your lender. Regulations may apply in different states.
We do not have information about your agreement or loan agreement with the lender with whom we have connected you. You should contact your lender to get the details of your personal loan terms online and the payment schedule.
What happens if my payment is late?
You should always contact your lender as soon as you know that your payment will be delayed to avoid penalties and additional charges. States regulate the maximum amounts that lenders can charge in the form of late fees differently. Be sure to compare these maximums with late fees or other penalties as directed by your lender.
Is my information secure with ExtraLend?
Extralend.com uses world-class security technology as well as physical protocols to protect your information as it is transmitted and stored on our servers.
Any information you provide to us will be used only to help you obtain the products and services you request, as well as to provide you with offers from third-party lenders that may be of interest to you.
What if I can’t repay my Installment Loans Online?
Lenders can use any method that is legally available to collect your debt if you do not pay your loan. While they can convert it to collection agencies, most adhere to internal collection methods. If you are unable to repay your loan, you should inform your lender as soon as possible to minimize damages and avoid overwhelming fees.
What if I can’t make a timely payment on my Installment Loans online?
You should contact your lender directly if you discover that you are near or have missed a regular payment of your personal loan online. Late fees and other penalties may apply. In case of problems with the loan payment, you can be offered an Extended Payment Plan that will allow you to extend the term of the loan to help you repay it. Not all lenders can provide this option.
How many extensions of my Installment Loans can I have?
Most lenders in our network will offer you an extension on your loan if you are unable to repay it under the original agreement.
The number of extensions that are available to you is determined by the state you live in and by your individual lender. Please note that loan extensions are also associated with higher rates and interest.
Any questions that are directly related to a short-term or online personal loan or an offer provided by the lender you may be connected to should be discussed with the lender that provided the loan or offer.
You will be provided with the lender’s contact information while communicating about the terms of your loan and will have all the details in your loan agreement if you decide to close the deal. Apply For Online Installment Loans With Extra Lend – Go To Website
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